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You agree not to reproduce, publish, broadcast, distribute, sell, or circulate in part or whole, any information obtained through the use of this website or through the Insider Mutual Fund, IRA, and 401k Profit System, in full or part. You agree that you will be held liable for actual and/or punitive damages if you copy, or duplicate any information either in a similar or derivative form, whether obtained directly or indirectly, from Michael Barrett 1st-Mutual-Funds.com, it's affiliates, or related companies. 4. 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Under no circumstances shall Michael Barrett and/or 1st-Mutual-Funds.com, it's affiliates, or related companies be held responsible for any damages or losses, future or otherwise, you may or may not incur, whether or not Michael Barrett and/or 1st-Mutual-Funds.com, it's affiliates, or related companies have been notified of the possible damages or potential losses. You are solely responsible for any and all losses, financial or otherwise, as a result of trading securities/and or mutual fund investing. Access to the 1st-Mutual-Funds.com website is made with the understanding that Michael Barrett and/or 1st-Mutual-Funds.com, its affiliates or subsidiary sites are not engaged in rendering legal, accounting, securities trading or other professional services. It is understood that no advice is given, whether directly or indirectly, whether implied or not. If legal advice, or other professional services are required you should seek out a licensed professional person. 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